Tracking Status & Notifications

Overview

These endpoints work at any time, independent of a live journey session. Use them to monitor the state of applications and receive status notifications.

List Enabled Products

Check which loan products are enabled for your API key.

GET /api/v1/partner/products

Required scope: products:read Example response:

{
  "success": true,
  "data": {
    "products": [
      {
        "code": "ONLINE_PERSONAL",
        "displayName": "Personal Loan",
        "category": "ONLINE",
        "channel": "API"
      },
      {
        "code": "ONLINE_GOLD",
        "displayName": "Gold Loan",
        "category": "ONLINE",
        "channel": "API"
      }
    ]
  }
}

Get a Single Application’s Status

Retrieve the current status of a specific loan application by its applicationId.

GET /api/v1/partner/leads/{applicationId}/status

Required scope: leads:status:read Example response:

{
  "success": true,
  "data": {
    "applicationId": "app_xyz",
    "status": "COMPLETED"
  }
}

This endpoint requires only your x-api-key and signing headers — no journeySession is needed. It works for both hosted and headless journeys.

List Your Applications

Get a paginated list of all your loan applications. Returns metadata only — no raw PII is ever returned.

GET /api/v1/partner/leads?page=1&limit=20

Required scope: leads:read

Query Parameters

Parameter	Type	Default	Max	Description
`page`	integer	`1`	—	Page number (1-indexed)
`limit`	integer	`20`	`100`	Results per page

Webhooks

For real-time push notifications instead of polling, subscribe to webhooks. Required scope: webhooks:manage

Advantages of Webhooks

Real-time updates — no polling delay
Reduces API call volume
Ideal for hosted mode integrations

When to Poll Instead

During initial development and testing
When webhook delivery is unreliable
For headless mode (already polling journey state)

Contact your EasyCred onboarding manager to configure your webhook endpoint URL and the events you want to subscribe to.

Status Values Reference

These are the terminal status values you may see on applications:

Status	Description
`COMPLETED`	Loan disbursed successfully
`REJECTED`	The lender declined the application
`NO_OFFERS_AVAILABLE`	No lender produced an offer in time
`OFFLINE_PROCESSING`	Non-retryable — EasyCred operations team will follow up
`ABANDONED`	Journey exceeded maximum poll attempts
`EXPIRED`	Journey passed its time-to-live (72 hours default)

Getting Started

API Integration

Partner Portal

Tracking Status & Notifications

Overview

List Enabled Products

Get a Single Application’s Status

List Your Applications

Query Parameters

Webhooks

Advantages of Webhooks

When to Poll Instead

Status Values Reference

​Overview

​List Enabled Products

​Get a Single Application’s Status

​List Your Applications

​Query Parameters

​Webhooks

Advantages of Webhooks

When to Poll Instead

​Status Values Reference

Overview

List Enabled Products

Get a Single Application’s Status

List Your Applications

Query Parameters

Webhooks

Status Values Reference