# EASYCRED Documentation

> Documentation of EASYCRED

## Docs

- [Access Scope](https://docs.easycred.co.in/access-scope.md): Your API key is granted a set of scopes that control which operations you can perform.
- [Create Instant Personal Loan](https://docs.easycred.co.in/api-reference/create-instant-personal-loan.md): Captures the customer and returns a JusPay redirect URL; an SMS with the same link is also sent to the customer. Poll GET /api/v1/partner/leads/{applicationId}/status for progress. Requires the ONLINE_INSTANT product. Instant PL is redirect-only — it is NOT available on /api/v1/partner/journey/initi…
- [Delete Webhook](https://docs.easycred.co.in/api-reference/delete-webhook.md)
- [Get Application Status](https://docs.easycred.co.in/api-reference/get-application-status.md)
- [Get Journey State](https://docs.easycred.co.in/api-reference/get-journey-state.md)
- [Initiate Loan Journey](https://docs.easycred.co.in/api-reference/initiate-loan-journey.md)
- [API Reference](https://docs.easycred.co.in/api-reference/introduction.md): Interactive EasyCred Partner API reference — all endpoints, schemas, and authentication details.
- [List Applications](https://docs.easycred.co.in/api-reference/list-applications.md)
- [List Products](https://docs.easycred.co.in/api-reference/list-products.md)
- [List Webhook Subscriptions](https://docs.easycred.co.in/api-reference/list-webhook-subscriptions.md)
- [Register Webhook](https://docs.easycred.co.in/api-reference/register-webhook.md)
- [Rotate Webhook Secret](https://docs.easycred.co.in/api-reference/rotate-webhook-secret.md)
- [Signal Redirect Returned](https://docs.easycred.co.in/api-reference/signal-redirect-returned.md)
- [Submit Customer Action](https://docs.easycred.co.in/api-reference/submit-customer-action.md)
- [Authentication](https://docs.easycred.co.in/authentication.md): Every request to the EasyCred Partner API is authenticated with your API key and an HMAC-SHA256 signature.
- [commissions](https://docs.easycred.co.in/commissions.md)
- [Credential Rotation](https://docs.easycred.co.in/credential-rotation.md): Rotate your API key and signing secret without breaking live integrations using EASYCRED's 7-day grace period.
- [Credentials](https://docs.easycred.co.in/credentials.md): At onboarding, EasyCred issues you two values. Store them immediately — they are shown only once.
- [Dashboard & Key Metrics](https://docs.easycred.co.in/dashboard.md): Upon login, the EASYCRED Partner Portal dashboard gives you a real-time snapshot of your business performance.
- [Errors & Rate Limits](https://docs.easycred.co.in/error-and-rate-limits.md): Every EasyCred API response uses a consistent envelope. Learn how to handle errors and stay within rate limits.
- [Introduction](https://docs.easycred.co.in/index.md): Welcome to EasyCred. Whether you're integrating our APIs or using the Partner Portal, this guide will help you get started quickly.
- [Integration Steps](https://docs.easycred.co.in/integration-steps.md): A complete walkthrough of the EasyCred journey integration — from initiating a loan to reaching a terminal outcome.
- [Partner Portal Overview](https://docs.easycred.co.in/introduction-partner-portal.md): The EASYCRED Partner Platform enables DSA and channel partners to submit leads, track applications, and manage commission payouts.
- [lead-capture](https://docs.easycred.co.in/lead-capture.md)
- [leads-and-applications](https://docs.easycred.co.in/leads-and-applications.md)
- [Lender Offers & Actions](https://docs.easycred.co.in/lender-offers.md): Review credit offers returned by lenders and take actions to move the loan journey forward.
- [Methods of API Usage](https://docs.easycred.co.in/methods-of-api-usage.md): Choose between Hosted and Headless integration modes to match your customer experience requirements.
- [onboarding](https://docs.easycred.co.in/onboarding.md)
- [Partnership Tiers & Pricing](https://docs.easycred.co.in/pricing.md): Compare our business models, setup fees, monthly subscriptions, and fee waiver milestones for DSAs and API partners.
- [Product Access](https://docs.easycred.co.in/product-access.md): Understand which loan products are available through the EASYCRED partner platform and how access is managed.
- [Products](https://docs.easycred.co.in/products.md): Your API key is granted access to a specific list of loan products via productAccess.
- [Security Gates](https://docs.easycred.co.in/security-gates.md): EASYCRED's gateway enforces timestamp drift and nonce replay protection on every signed request.
- [Tracking Status & Notifications](https://docs.easycred.co.in/tracking-steps.md): Monitor journey and application status at any time, independently of a live journey session.
- [Webhooks](https://docs.easycred.co.in/webhooks.md): Subscribe to real-time HTTP POST events from EASYCRED when lead statuses change.

## OpenAPI Specs

- [openapi](https://docs.easycred.co.in/openapi.json)