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Overview

EASYCRED offers two structured partnership tiers designed to fit your business model and technical capabilities. Whether you are an individual agent looking for a zero-code solution or a tech platform embedding digital lending, choose the tier that matches your goals.

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Partnership Tiers Comparison

DSA / Channel Partner

One-Time Onboarding FeeBest for agents, financial consultants, brokers, and advisors who want a ready-to-use portal to submit leads and earn payouts manually.

API Partner

Lending + KYC API ModelBest for platforms, developers, fintech apps, and tech-driven systems looking to embed seamless white-labeled lending directly into their own applications.

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Business Models & Pricing Plans

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Onboarding Plans

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Key Features

  • One-time Onboarding Fee: Charged once at onboarding.
  • Payouts: Standard or custom commission payouts based on discussion.
  • Payout Structure: Milestone-based payout structure.

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Loan Products by Partnership Type

Depending on your partnership type, you have access to different sets of loan products:

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1. API Integration Products

API partners gain access to high-demand, fully digital loan products for instant online journey integrations.

Personal Loan

Approved ticket sizes up to ₹35 Lakh via EASYCRED adapters.

Business Loan (Unsecured)

Unsecured business funding up to ₹50 Lakh.

Pocket Loan

Short term personal loan ranging from ₹5,000 to ₹50,000.

Gold Loan

Loan against physical gold handled by our lenders.

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2. Traditional DSA Products

DSA partners enjoy the complete product portfolio to refer any loan type and cater to a wider client base.
  • Unsecured Credit: Personal Loans, Unsecured Business Loans, MSME Loans
  • Secured Credit: Secured Business Loans, Home Loans, Loan Against Property (LAP), Loan Against Securities (LAS)
  • Asset/Vehicle Finance: New Car Loans, Used Car Loans, Machinery Financing

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Who Should Choose What?

Choose this if you have a software application, digital CRM, customer portal, or website and want to build a seamless embedded lending experience.Key workflow:
  1. Customer applies on your portal.
  2. Your backend triggers the API request.
  3. EasyCred’s smart routing engine forwards to 40+ lenders.
  4. Loan offers are returned instantly via API.
  5. Fast, paperless disbursal.
Choose this if you prefer a ready-made, zero-code web portal to manually upload client details, submit documents, review lender offers, and track payouts.Key workflow:
  1. Submit client lead manually in the Partner Portal.
  2. A dedicated EASYCRED Relationship Manager (RM) is assigned.
  3. The RM assists with documentation and coordinate with banks.
  4. The loan is disbursed.
  5. You earn high commissions.
Need a custom pricing structure? If your monthly business volume is significantly high, contact our partnership team at partnerships@easycred.co.in to negotiate custom slabs or rates.