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Overview

EASYCRED offers two structured partnership tiers designed to fit your business model and technical capabilities. Whether you are an individual agent looking for a zero-code solution or a tech platform embedding digital lending, choose the tier that matches your goals.

Partnership Tiers Comparison

DSA / Channel Partner

Subscription ModelBest for agents, financial consultants, brokers, and advisors who want a ready-to-use portal to submit leads and earn payouts manually.

API Partner

Lending + KYC API ModelBest for platforms, developers, fintech apps, and tech-driven systems looking to embed seamless white-labeled lending directly into their own applications.

Business Models & Pricing Plans

Subscription Plans

PlanSubscription FeeOnboarding Fee (One-Time)
Individual DSA₹499 / month₹1,499
Corporate DSA₹599 / month₹1,499

Key Features

  • One-time Onboarding Fee: ₹1,499 charged once at onboarding.
  • Payouts: Standard or custom commission payouts based on discussion.
  • Payout Structure: Milestone-based payout structure.
  • Subscription Fee Waiver: If your monthly loan disbursement exceeds ₹50 Lakh, your subscription fee for that month is 100% waived off.

Loan Products by Partnership Type

Depending on your partnership type, you have access to different sets of loan products:

1. API Integration Products

API partners gain access to high-demand, fully digital loan products for instant online journey integrations.

Instant Loan

Approved ticket sizes up to ₹5 Lakh. Single-shot redirect or headless SMS link.

Personal Loan

Approved ticket sizes up to ₹35 Lakh via ONDC adapters.

Business Loan (Unsecured)

Unsecured business funding up to ₹50 Lakh.

MSME Loans

Tailored MSME credit solutions via integrated API flows.

2. Traditional DSA Products

DSA partners enjoy the complete product portfolio to refer any loan type and cater to a wider client base.
  • Unsecured Credit: Personal Loans, Unsecured Business Loans, MSME Loans
  • Secured Credit: Secured Business Loans, Home Loans, Loan Against Property (LAP), Loan Against Securities (LAS)
  • Asset/Vehicle Finance: New Car Loans, Used Car Loans, Machinery Financing

Who Should Choose What?

Choose this if you have a software application, digital CRM, customer portal, or website and want to build a seamless embedded lending experience.Key workflow:
  1. Customer applies on your portal.
  2. Your backend triggers the API request.
  3. EasyCred’s smart routing engine forwards to 40+ lenders.
  4. Instant loan offers are returned via API.
  5. Fast, paperless disbursal.
Choose this if you prefer a ready-made, zero-code web portal to manually upload client details, submit documents, review lender offers, and track payouts.Key workflow:
  1. Submit client lead manually in the Partner Portal.
  2. A dedicated EASYCRED Relationship Manager (RM) is assigned.
  3. The RM assists with documentation and coordinate with banks.
  4. The loan is disbursed.
  5. You earn high commissions.
Need a custom pricing structure? If your monthly business volume is significantly high, contact our partnership team at partnerships@easycred.co.in to negotiate custom slabs or rates.