API Reference

Overview

The EasyCred Partner API is a REST API that returns JSON. All endpoints are under:

https://api.easycred.co.in/api/v1/partner/

Interactive Spec

The full OpenAPI specification is available without authentication:

GET https://api.easycred.co.in/api/v1/openapi.json

Import into Postman

Use Import → Link in Postman and paste the URL above to get a full interactive collection.

Swagger UI

Import the URL into any Swagger UI instance for an interactive explorer with all schemas.

Authentication

All Partner API endpoints require HMAC-SHA256 signed requests. See the Authentication guide for the full signing process. At minimum, every request must include:

x-api-key: ec_live_...
x-timestamp: 1749820800
x-nonce: <uuid-v4>
x-signature: <hmac-sha256-hex>

Step Names Reference (`nextAction.type`)

Always branch on category, not on the exact step name — step names may grow over time. These are listed here for recognition only.

Category	Step Names
`POLL`	`POLL_FOR_OFFERS`, `POLL_FOR_KYC_LINK`, `POLL_KYC_STATUS`, `POLL_FOR_ESIGN_LINK`, `POLL_FOR_MANDATE_LINK`, `POLL_FOR_DISBURSAL`, `POLL_FOR_UPDATED_GOLD_LOAN_OFFER`
`COLLECT`	`SELECT_OFFER`, `SELECT_GOLD_LOAN_BRANCH`, `SUBMIT_BANK_DETAILS`
`REDIRECT`	`REDIRECT_TO_KYC`, `REDIRECT_TO_ESIGN`, `REDIRECT_TO_MANDATE`
`TERMINAL`	`COMPLETED`, `REJECTED`, `NO_OFFERS_AVAILABLE`, `OFFLINE_PROCESSING`, `ABANDONED`, `EXPIRED`

Glossary

Term	Meaning
`journeyId`	Stable ID for one loan journey (`jrn_<uuid>`)
`journeySession`	Per-journey token from initiate; sent via `X-Journey-Session` on headless calls
`nextAction`	The single next step the journey is waiting on, with its `category`
`category`	The kind of next step: `POLL` / `COLLECT` / `REDIRECT` / `TERMINAL` — what your code branches on
`outcome`	The final result, present only at a `TERMINAL` step

Support

Contact your EasyCred onboarding manager for:

Credentials and key rotation
Sandbox access
Integration help and troubleshooting

Email: support@easycred.co.in

API documentation

Endpoint examples

Overview

Interactive Spec

Import into Postman

Swagger UI

Authentication

Step Names Reference (`nextAction.type`)

Glossary

Support

​Overview

​Interactive Spec

Import into Postman

Swagger UI

​Authentication

​Step Names Reference (nextAction.type)

​Glossary

​Support

Overview

Interactive Spec

Authentication

Step Names Reference (`nextAction.type`)

Glossary

Support