> ## Documentation Index
> Fetch the complete documentation index at: https://docs.easycred.co.in/llms.txt
> Use this file to discover all available pages before exploring further.

# Products

> Your API key is granted access to a specific list of loan products via productAccess.

## Overview

Your API key is granted access to a specific list of loan products via `productAccess`. Attempting to initiate a product that is **not** in your list returns `403 Forbidden`.

## Journey Products

The EasyCred journey flow supports the following products:

<CardGroup cols={2}>
  <Card title="Personal Loan" color="#4f46e5">
    **Product Code:** `ONLINE_PERSONAL`

    **Legacy alias:** `PERSONAL_LOAN` (also accepted)

    A fully digital personal loan journey — from eligibility check through to disbursal.
  </Card>

  <Card title="Gold Loan" color="#f59e0b">
    **Product Code:** `ONLINE_GOLD`

    **Legacy alias:** `GOLD_LOAN` (also accepted)

    A gold-secured loan journey that includes branch selection and physical gold evaluation.
  </Card>
</CardGroup>

## Checking Your Enabled Products

Use the products endpoint to see exactly which products are enabled for your API key:

```http theme={null}
GET /api/v1/partner/products
```

**Required scope:** `products:read`

**Example response:**

```json theme={null}
{
  "success": true,
  "data": {
    "products": [
      {
        "code": "ONLINE_PERSONAL",
        "displayName": "Personal Loan",
        "category": "ONLINE",
        "channel": "API"
      },
      {
        "code": "ONLINE_GOLD",
        "displayName": "Gold Loan",
        "category": "ONLINE",
        "channel": "API"
      }
    ]
  }
}
```

## Product Codes

| Product Code      | Display Name  | Legacy Alias    | Notes                                          |
| ----------------- | ------------- | --------------- | ---------------------------------------------- |
| `ONLINE_PERSONAL` | Personal Loan | `PERSONAL_LOAN` | Standard journey flow                          |
| `ONLINE_GOLD`     | Gold Loan     | `GOLD_LOAN`     | Requires `goldLoanDetails` in initiate request |

## Gold Loan — Additional Requirements

When initiating a Gold Loan journey, you must include a `goldLoanDetails` object in the request body:

| Field           | Type       | Required | Notes                                        |
| --------------- | ---------- | -------- | -------------------------------------------- |
| `jewellaryList` | `string[]` | Yes      | At least one item, e.g. `["Gold chain 22K"]` |
| `grams`         | `string`   | Yes      | Numeric string, e.g. `"35.5"`                |

See [Integration Steps](/integration-steps) for the full initiate request reference.