> ## Documentation Index
> Fetch the complete documentation index at: https://docs.easycred.co.in/llms.txt
> Use this file to discover all available pages before exploring further.

# Partnership Tiers & Pricing

> Compare our business models, setup fees, monthly subscriptions, and fee waiver milestones for DSAs and API partners.

## Overview

EASYCRED offers two structured partnership tiers designed to fit your business model and technical capabilities. Whether you are an individual agent looking for a zero-code solution or a tech platform embedding digital lending, choose the tier that matches your goals.

***

## Partnership Tiers Comparison

<CardGroup cols={2}>
  <Card title="DSA / Channel Partner" color="#16a34a" icon="users">
    **Subscription Model**

    Best for agents, financial consultants, brokers, and advisors who want a ready-to-use portal to submit leads and earn payouts manually.
  </Card>

  <Card title="API Partner" color="#0ea5e9" icon="server">
    **Lending + KYC API Model**

    Best for platforms, developers, fintech apps, and tech-driven systems looking to embed seamless white-labeled lending directly into their own applications.
  </Card>
</CardGroup>

***

## Business Models & Pricing Plans

<Tabs>
  <Tab title="DSA / Channel Partner (Subscription)">
    ### Subscription Plans

    | Plan               | Subscription Fee | Onboarding Fee (One-Time) |
    | :----------------- | :--------------- | :------------------------ |
    | **Individual DSA** | **₹499** / month | **₹1,499**                |
    | **Corporate DSA**  | **₹599** / month | **₹1,499**                |

    ### Key Features

    * **One-time Onboarding Fee:** ₹1,499 charged once at onboarding.
    * **Payouts:** Standard or custom commission payouts based on discussion.
    * **Payout Structure:** Milestone-based payout structure.
    * **Subscription Fee Waiver:** If your monthly loan disbursement exceeds **₹50 Lakh**, your subscription fee for that month is **100% waived off**.
  </Tab>

  <Tab title="API Partner (Lending + KYC API)">
    ### Commercial Structures

    | Fee Component          | Commercials       | Type                                    |
    | :--------------------- | :---------------- | :-------------------------------------- |
    | **Setup Fee**          | **₹1.0L – ₹2.5L** | One-time integration and onboarding fee |
    | **Monthly Commitment** | **₹25K – ₹50K**   | Monthly platform maintenance fee        |

    ### Key Features

    * **Full Developer Support:** Standard API access, sandbox environment, credentials management, and webhook configurations.
    * **Monthly Commitment Waiver:** The monthly commitment fee is **100% waived off** if your monthly loan disbursement exceeds **₹1.5 Crore**.
  </Tab>
</Tabs>

***

## Loan Products by Partnership Type

Depending on your partnership type, you have access to different sets of loan products:

### 1. API Integration Products

API partners gain access to high-demand, fully digital loan products for instant online journey integrations.

<CardGroup cols={2}>
  <Card title="Instant Loan" icon="bolt">
    Approved ticket sizes **up to ₹5 Lakh**. Single-shot redirect or headless SMS link.
  </Card>

  <Card title="Personal Loan" icon="user">
    Approved ticket sizes **up to ₹35 Lakh** via ONDC adapters.
  </Card>

  <Card title="Business Loan (Unsecured)" icon="briefcase">
    Unsecured business funding **up to ₹50 Lakh**.
  </Card>

  <Card title="MSME Loans" icon="building">
    Tailored MSME credit solutions via integrated API flows.
  </Card>
</CardGroup>

### 2. Traditional DSA Products

DSA partners enjoy the **complete product portfolio** to refer any loan type and cater to a wider client base.

* **Unsecured Credit:** Personal Loans, Unsecured Business Loans, MSME Loans
* **Secured Credit:** Secured Business Loans, Home Loans, Loan Against Property (LAP), Loan Against Securities (LAS)
* **Asset/Vehicle Finance:** New Car Loans, Used Car Loans, Machinery Financing

***

## Who Should Choose What?

<AccordionGroup>
  <Accordion title="API Partnership: For Tech Platforms & Fintechs" icon="code">
    Choose this if you have a software application, digital CRM, customer portal, or website and want to build a seamless embedded lending experience.

    **Key workflow:**

    1. Customer applies on your portal.
    2. Your backend triggers the API request.
    3. EasyCred's smart routing engine forwards to 40+ lenders.
    4. Instant loan offers are returned via API.
    5. Fast, paperless disbursal.
  </Accordion>

  <Accordion title="DSA / Channel Partner: For Financial Consultants" icon="users">
    Choose this if you prefer a ready-made, zero-code web portal to manually upload client details, submit documents, review lender offers, and track payouts.

    **Key workflow:**

    1. Submit client lead manually in the Partner Portal.
    2. A dedicated EASYCRED Relationship Manager (RM) is assigned.
    3. The RM assists with documentation and coordinate with banks.
    4. The loan is disbursed.
    5. You earn high commissions.
  </Accordion>
</AccordionGroup>

<Info>
  **Need a custom pricing structure?** If your monthly business volume is significantly high, contact our partnership team at [partnerships@easycred.co.in](mailto:partnerships@easycred.co.in) to negotiate custom slabs or rates.
</Info>